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The pivotal argument of Mills would be that the transfer from MERS to OneWest was signed with a branded and listed robo-signer, Erica Johnson-Seck. The latter aside from being robo-signer of MERS was second in command of OneWest. Johnson-Seck in a very deposition has admitted to her role. The notarization process seemed to be illegal.

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The third business failure factor profiled inside the report, and a critical one, was Marketing. Over 64% in the businesses surveyed in the Marketing category failed due to owners minimizing the significance of properly promoting their business then ignoring their competition. Again, being a business leader, you need to be able to effectively communicate your idea to the correct people and understand their own personal needs and wants. Leadership is centered on taking initiative, taking action, getting things done, and making decisions. If you're not doing anything of significance to showcase and market your business, you're headed for business failure. I recommend each time you get up in the morning, take note of 5 a new challenge you can do to promote your business and go DO them! If you can't think about anything to jot down, I strongly suggest reading Jay Conrad Levinson's book, Guerrilla Marketing, that has oodles of useful information and tips about promoting for small business.